Terms of Service — Sterling Journal

These Terms of Service (“Terms”) govern your access to and use of SterlingJournal.co (the “Site”), operated by Sterling Journal (“we,” “us,” or “our”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Changes to these Terms

We may update these Terms from time to time. Changes take effect when posted on this page, and the “Last updated” date above will reflect the most recent revision. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

2. Use of the Site and our content

The Site and its content — including text, graphics, logos, and design — are owned by us or our licensors and are protected by copyright and other intellectual-property laws. You may view, share links to, and print pages for personal, non-commercial use. You may not republish, sell, or systematically copy Site content without our prior written permission.

You agree not to misuse the Site — including by interfering with its operation, attempting unauthorized access, scraping at scale, or using it for any unlawful purpose.

3. Content is informational only

Content on the Site is provided for general information. It is not financial, legal, medical, or other professional advice, and it is not a substitute for advice from a qualified professional who knows your situation. Product-related outcomes — savings, results, timelines — vary by individual circumstances, and nothing on the Site is a guarantee of any particular result.

4. Commercial content and affiliate links

The Site contains commercial content, including affiliate links: if you purchase a product through links on the Site, we may earn a commission from the seller or an affiliate network at no additional cost to you. See our Earnings Disclaimer and Advertising Disclosure for details. Purchases you make from third-party sellers are transactions between you and that seller, governed by the seller’s own terms, pricing, and refund policies.

5. Third-party websites

The Site links to websites we do not operate. We are not responsible for their content, policies, or practices, and a link does not imply endorsement.

6. Submissions

If you send us feedback, corrections, or other messages (for example, through our contact form), you grant us permission to use them to operate and improve the Site. Do not send confidential information.

7. Disclaimer of warranties

The Site is provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, completeness, availability, or fitness for a particular purpose.

8. Limitation of liability

To the fullest extent permitted by law, we will not be liable for indirect, incidental, consequential, or punitive damages arising from your use of the Site.

9. Governing law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law principles, and any disputes arising from these Terms or your use of the Site will be subject to the jurisdiction of the courts located there.

10. Contact

Questions about these Terms? Reach us via our contact page or at contact@sterlingjournal.co.